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An emergency care doctor talks with a man as he lays in a bed in the emergency room.

Baylor St. Luke’s emergency centers accept major insurance plans.

When an emergency strikes, you can’t afford to make the wrong decisions. You need an ER that:

  • delivers high quality care
  • is affiliated with a major hospital, just in case
  • accepts major insurance plans

All of our freestanding emergency rooms offer:

  • Emergency-trained physicians
  • High quality emergency care with minimal wait times
  • State-of-the art labs and diagnostic imaging
  • Streamlined admission to all St. Luke’s Health hospitals

Our Community Emergency Centers

Insurances accepted

Updated as of January 26, 2023

Baylor St. Luke's Medical Center accepts almost all major insurance plans, making it easier for you to access the best care at the best value. Our network of care puts patients first so you can have the peace of mind knowing reliable coverage is close to home at a nationally ranked hospital.

Below is a listing of insurance plans affiliated with Baylor St. Luke’s Medical Center.

This list is for references purposes only and is subject to change. It is recommended that you check with your health plan directly to confirm that Baylor St. Luke’s Medical Center is included.

Baylor St. Luke’s Medical Center may participate in some, but not all products offered by a health plan. Coverage limitations are dependent on individual group contracts.

Insurance Plans Accepted

A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z

A

Admar Corporation

·         PPO

Aetna

·         Exchange HMO

·         HMO/Open Access

·         Kelsey powered by Aetna

·         POS

·         PPO

·         Medicare Advantage (All Products)

·         National Transplant (Heart, Liver, Lung & Kidney)

·         Worker's Comp

Ambetter

·         Exchange EPO

·         Value HMO

·         Virtual Access HMO

Amerigroup/Amerivantage

·         Medicare Advantage (Classic HMO, Select, DSNP)

·         Medicare Medicaid (MMP) Plans

·         Medicaid STAR

·         Medicaid STAR + PLUS

·         CHIP

B

Beech Street

·         PPO

Blue Cross Blue Shield of Texas

·         PPO

·         POS

·         Indemnity

·         Blue Medicare Advantage (All Products)

·         Blue Essentials (HMO)

·         Blue Premier

·         Blue Advantage HMO (Marketplace/Exchange Only)

·         MyBlue Health

·         Medicaid STAR

·         Medicaid STAR + PLUS

·         CHIP

·         Star Kids

Blue Distinction Center for Transplant

·         Heart, Lung, Kidney, Liver

Blue Distinction

·         Bariatric Surgery

C

Cigna

·         PPO

·         Open Access

·         LocalPlus

·         KelseyCare

·         HMO/Network

Cigna Healthspring

·         Medicare Advantage PPO

·         Medicare Advantage HMO

Cigna LifeSource Transplant Network

·         Transplants  (Heart, Liver, Lung, Kidney, Kidney/Liver, Kindey/Lung, Heart/Lung, Ventricular Assist Device)

Coastal Comp Health Network

·         PPO

·         Workers' Comp

Community Health Choice

·         Mediaid STAR

·         CHIP

·         CHIP Perinate

·         Marketplace/Exchange

Coventry/First Health

·         HMO

·         PPO

CVCP

·         Motiva Cancer and Cardiac Experts in Care

D

Devoted Health, Inc.

·         Medicare HMO

Direct Care America

·         PPO

E

Entrust

·         PPO

Evolutions Healthcare System

·         PPO

G

Galaxy Health Network

·         PPO

H

HealthSmart

·         PPO

Humana

·         HMO

·         POS

·         PPO

·         Medicare Advantage (All Products)

·         Medicaid (product not sold in this market)

·         Trademark

Humana Military - Tricare South Region

·         Tricare Prime

·         Tricare Extra

Humana National Transplant Network

·         Transplant  (Heart, Liver, Lung, Kidney)

I

Independent Medical Systems

·         PPO

Integrated Health Plan

·         PPO

Interlink

·         Transplant  (Heart, Liver, Lung, Kidney,Ventricular Assist Device)

·         Bariatric

Interplan Health Group (A HealthSmart Network)

·         PPO

K

KelseyCare Adm by Boon Chapman

·         Network Plan

·         POS

KelseyCare Powered by Aetna   

KelseyCare Powered by CIGNA

KelseyCare Advantage

·         Medicare Advantage (All Products)

L

Life Trac (Transplants)

·         Transplants (Heart, Lung, Kidney, Liver, Liver/Kidney)

M

Medicaid (Traditional)

Medicare (Traditional)

·         Parts A & B

MultiPlan

·         PPO

N

National Preferred Provide Network a Coalition Americal Company (Currently known as Stratose)

·         PPO

O

Optum HealthCare Solutions

·         Transplants

P

Private Healtcare Systems (PHCS)

·         PPO

·         Transplants

Provider Networks of America

·         PPO

·         POS

R

Renaissance Physician Organization

·         Radiology Services

Reny Company

·         Worker's Comp

Rockport

·         Workers' Comp

T

TexanPlus (Universal American/SelectCare)

·         Medicare Advantage (All Products)

Texas Children's Health Plan

·         Medicaid STAR

·         Medicaid STAR Kids

·         CHIP

·         CHIP Perinate

Texas True Choice (A Multiplan Network)

·         PPO

Tricare South Region

·         Tricare Prime

·         Tricare Extra

TriWest

·         Community Care Network (previously PC3)

U

Unicare

·         PPO

United Healthcare

·         HMO

·         Charter

·         Exchange HMO

·         POS

·         PPO

United Healthcare Community Plan

·         Medicare Advantage (All Products)

·         WellMed Medicare Advantage

·         Medicaid STAR

·         CHIP

·         CHIP Perinate

·         STAR Kids

·         STAR + PLUS MMP

USA Managed Care Organization

·         HMO

·         PPO

V

Valenz (formerly NX Health Network)

·         PPO

W

WellCare

·         TexanPlus Medicare Advantage HMO